William Barber Macke, Jr.

In Memory of William Barber Macke, Jr. Jun 9, 1954 – Jun 14, 2017 It is with great sadness that we share the passing of William Barber Macke, Jr., of Nashville, Tennessee. Bill was a founding member of American Insurance Alliance and contributed greatly to the organization. Bill started Macke Insurance in 1983, insuring the …

Tenant Laws

Tenant Discrimination Laws, Trends, and Landlord Recommendations Are you a member of a legally protected class? To answer that question, ask yourself, do I have a gender? Do I have a religion? How about a sexual orientation? An age? A family status? A race? A pet I have a deep emotional connection with? If you …

Top 10 Mistakes Insuring a MHC

Failure to list/insure all your improvements on your policy. Many simply don’t include above ground utility infrastructure, signs, fences and smaller buildings. Undervaluing your property. Too often, people insure things based on its tax value or what the prior owner valued it at. For most regular construction buildings, start at $70/ft. I won’t insure y …

Stealth Auto Liability

Most of our manufactured home community and retail center operators don’t own a corporate vehicle or drive their own vehicles as a revenue generating part of their business. Nevertheless, most still have some auto liability risk. Examples include owners or employees using their own vehicles to go to the bank, pick-up supplies, take customers to …

Planning for an Emergency

A recent report by a national small business council revealed that 80% of the small businesses significantly damaged by a major storm or other calamity that didn’t have a disaster recovery plan failed within a year of the disaster. As for those that did have a disaster recovery plan, only 20% failed. Here are five …

Risk Transfer

“Risk Transfer” means making contractors who work for you responsible for their own negligence and mistakes. For example, if you hire an installer to setup a manufactured home for your customer and a faulty installation results in damage to the house or injury to its occupants, you not only want the installer to fix the …